Consumers are flocking to shorter loan terms

More homeowners in Mass. and across the US are refinancing home loans to shorter terms, paying off their debts faster and saving thousands of dollars.

Barely supervised, some housing chiefs stray badly

A Globe review found that Mass. housing directors face little accountability in a system vulnerable to incompetence, indolence, and worse.

A young couple caught up in the middle

Randy and Jessica Wood just wanted the old equation of hard work and opportunity to work for them as it had for generations. But, as for so many, the good life remains just out of reach.

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The capsule and attached helium balloon carrying Felix Baumgartner lifted off in his attempt to break the speed of sound with a free fall from 120,000 feet.

Skydiver begins ascent in effort to break sound barrier

Felix Baumgartner began his daring ascent to 23 miles above Earth, hoping to make a free fall that could make him the first skydiver to break the sound barrier.

Draft experts were surprised when defensive back Tavon Wilson was taken in the second round, but he’s making the Patriots look smart.

KATHY WILLENS/ASSOCIATED PRESS

Patriots at Seahawks | 4 p.m. | cbs

Patriots’ Tavon Wilson used football as an escape

The rookie defensive back used football as his refuge from the tough times earlier in his life, including his mother’s death.

The Patriots will be hearing from the fans at CenturyLink Field — the NFL’s loudest.

Dan Shaughnessy

Seattle will be a racket for the Patriots

CenturyLink Field, the home of the Seahawks, is renowned for its raucous fans, who can disrupt enemy offenses by limiting communication.

Elizabeth Warren is known for pushing students without being mean at Harvard Law School.

At Harvard, Elizabeth Warren has warm reputation

The Senate candidate is widely admired by students and faculty at Harvard Law School, where she was known for being tough but fair.

“Mitt Romney is not someone I would have picked, that’s for sure,” says D.J. Moberley, a 30-year-old evangelical Christian who now spends hours chatting up Romney.

In twist, evangelicals now backing Mitt Romney

Long wary of his Mormon faith, the religious right is now rallying to the GOP candidate’s cause in critical swing states.

Sports

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Patriots at Seahawks, 4 p.m. Sunday

Tom Brady will be in Seattle when the Patriots play the Seahawks on Sunday. Will Aaron Hernandez (foot injury) be able to help him?

Patriots’ keys to a win in Seattle

Tom Brady and the Patriots travel to the Northwest to meet the Seahawks. Jim McBride has the scouting report on how they can win there.

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Nation & World

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Don Matyja, a 50-year-old Army veteran, says, ‘‘They figure if they don’t see you, then the problem don’t exist.”

Many new city ordinances targeting homeless

The homeless say the rules are a thinly veiled attempt to push them out of one city and into another by criminalizing the daily activities they cannot avoid.